What You Should Know About Insurance Coverage for Dental Implants
By markplatt on May 07, 2014
Missing teeth can pose a number of health and cosmetic issues. Not only are the gaps between teeth unsightly and a source of self-consciousness, they can also make biting, chewing, and speaking difficult. An oral surgeon can help you smile with confidence using implant dentistry, a revolutionary way to hold dental appliances of different kinds in place.
Right now, we'd like to look at dental insurance concerns with regard to implant dentistry. Many patients have questions about these issues, so this is a good way to go over some of the basics.
About the Cost of Dental Implants
While dental implants are able to hold dentures, bridges, and crowns with a strength comparable to natural tooth roots, we need to note that the cost of treatment can vary a fair amount from patient to patient. Some of the factors that affect the cost of dental implants treatment include the following:
- The number of dental implants required
- The type of dental restoration required
- The need for additional surgeries (e.g., bone grafting, gum grafting)
- Other complexities affecting patient candidacy or wellness
During your consultation for dental implants at our offices serving the greater Montgomery area, we will provide you with a customized price quote for your care.
Does medical or dental insurance often cover the cost of care?
It is somewhat rare for dental insurance companies to cover the cost of dental implants. If insurance providers do, it is sometimes necessary for certain requirements to be met in order to qualify.
Check with Your Insurance Provider About Coverage
Insurance policies and providers vary, so it's important that you check with your insurance provider directly to find out if they cover implant dentistry and what requirements must be met in order to qualify for coverage.
If you do qualify for coverage, we'll work with you to ensure that you receive the necessary paperwork and information from us to expedite matters.
Financing Options for Dental Implants
If you do not qualify for insurance coverage for your dental implants treatment, there are monthly financing options to consider. These financing options work much like a traditional loan or a credit card. A trusted lender partners with the practice and pays for the cost of implant dentistry themselves. The patient is then responsible for paying back the lender on a monthly basis, with a reasonable interest rate applied. This helps patients budget accordingly from month to month.
Considering Your Alternatives to Implant Dentistry
There are alternatives to implant dentistry that can be considered that may be covered by your insurance, such as removable dentures and dental bridges. These matters can all be discussed in greater detail during your visit to our practice. We will be sure to go over all of your options in greater detail so that you can make smart, well-informed decisions about your treatment options.
Learn More About State-of-the-Art Implant Dentistry
If you are missing a tooth or multiple teeth and would like to learn if implant dentistry is right for you and your needs, be sure to contact our dental care centers in Montgomery, Prattville, and Troy today. Our entire team looks forward to meeting you in person and helping you achieve the best results with regard to your overall dental health and wellness.
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I wish to thank publically Dr. Ingalls and his staff for "going the extra mile" and not only providing great dental care but also helping a fellow human being out of compassion and caring. Thank you from the bottom of my heart for what you did for my family member.Rodney H.