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Dental Financing Options Place Outstanding Care within Your Budget


At Oral & Maxillofacial Surgery Associates, we want our patients to have peace of mind in knowing that we will guide them through the process of financing their care, and help them find a solution that works within their budget. If you have dental insurance, we will handle filing all of the necessary paperwork to maximize your insurance benefits. For patients who do not have dental insurance, or whose insurance does not cover the entire cost of treatment, we offer financing options to help make advanced dental care affordable. If you are interested in learning more about dental financing, contact our Montgomery, AL, oral and maxillofacial surgery practice today.

Investing in dental implants and other advanced dentistry treatments today can actually save you money in the long run.

Dental Insurance

Most dental insurance providers only contribute to the cost of fundamental treatments, such as traditional dentures or x-rays. Advanced restorative care such as dental implants almost always requires an out-of-pocket investment. We will do our best to help you navigate your insurance coverage, which will usually contribute to at least a portion of most of our services. If there is a remaining balance, we can help you explore payment methods.

Financing Options

As part of our commitment to helping our patients attain quality care, we offer convenient financing options through CareCredit℠ and the Citi® Health Card.

CareCredit℠ is a credit card designed to help patients finance health, beauty, and wellness procedures. CareCredit℠ offers flexible payment plans, many of which do not include interest if the loan amount is paid off within a certain time frame. Options include 6-,12-, 18-, or 24-month no-interest plans. Longer term plans of 24-, 36-, 48-, or 60-month periods are also available with low interest rates. CareCredit℠ can be used as a stand-alone financing option, or it can be used to pay for out-of-pocket expenses not covered by your insurance. 

Citi® Health Card is a credit card specifically designed to help you and your family finance health care. Payment plans allow patients to make low monthly payments without prepayment penalties. No down payment is required, and you can make payments online.

Other Payment Methods

We accept most major credit cards, including MasterCard®, Visa®, American Express, and Discover®. We also accept cash, debit, and checks. 

The Benefits of Seeking Treatment Now

While it may seem tempting to delay your dental care, it is immensely beneficial to address your oral health issues as soon as possible. For example, if you have lost a tooth, pursuing a dental implant immediately can preserve the integrity of the jaw bone, eliminating the need for bone grafting and other preparatory procedures that can make treatment much more expensive in the future. Meanwhile, traditional dentures cannot stop bone atrophy, which will require costly denture revisions over time as the jaw changes shape. Investing in dental implants and other advanced dentistry treatments today can actually save you money in the long run.

Contact Us to Learn More

During your visit to our practice, we will take all the time necessary to discuss the cost of your treatment as well as financing options. Whether you have insurance, or wish to apply for a supplemental financing option, such as CareCredit℠ or Citi® Health Card, we are committed to helping our patients find ways to make our care affordable. Contact our practice to learn more.

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I wish to thank publically Dr. Ingalls and his staff for "going the extra mile" and not only providing great dental care but also helping a fellow human being out of compassion and caring. Thank you from the bottom of my heart for what you did for my family member.

Rodney H.

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Montgomery Office

7200 Halcyon Summit Dr
Montgomery, AL 36117

Open Today 8:00am - 5:00pm

Prattville Office

620 McQueen Smith Rd N
Prattville, AL 36066

Open Today 8:00am - 5:00pm

Troy Office

103 E Merrily Dr
Troy, AL 36079

Open Today 8:00am - 5:00pm

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